Paul Barbour & Associates - Financial Service.

$1,000,000
INSURANCE COMPARISON FOR AGE 30
AGE	TEN YEAR TERM	UNIVERSAL LIFE		TERM TO AGE 100
	premium	@ 6%	cash value	premium
	(A)	(B)	(C)	(D)

31	700	3,365	2,455	2,805
32	700	3,365	5,050	2,805
33	700	3,365	7,803	2,805
34	700	3,365	10,723	2,805
35	700	3,365	13,813	2,805
36	700	3,365	17,090	2,805
37	700	3,365	20,558	2,805
38	700	3,365	24,217	2,805
39	700	3,365	28,039	2,805
40	700	3,365	32,035	2,805
41	2,120	3,365	32,035	2,805
45	2,120	3,365	57,207	2,805
50	2,770	3,365	90,737	2,805
51	4,910	3,365	90,737	2,805
55	4,910	3,365	133,095	2,805
60	4,910	3,365	188,678	2,805
61	12,610	3,365	188,678	2,805
65	12,610	3,365	258,490	2,805
70	12,610
3,365	341,059	2,805
71	36,220	3,365	341,059	2,805
75	36,220	3,365	435,987	2,805
80	Policy cancels	3,365	501,965	2,805
81	Age 80	3,365	501,965	2,805
85		3,365	476,415	2,805
90		0	677,592	2,805
95		0	962,981	2,805
100		0	1,368,572	Policy cancels age 100
		Maximum tax sheltering to $24,692