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$1,000,000 | ||||
INSURANCE COMPARISON FOR AGE 35 | ||||
| AGE | TEN YEAR TERM | UNIVERSAL LIFE | TERM TO AGE 100 | |
| premium | @ 6% | cash value | premium | |
| (A) | (B) | (C) | (D) | |
| 36 | 740 | 4,356 | 3,486 | 3,567 |
| 37 | 740 | 4,356 | 7,174 | 3,567 |
| 38 | 740 | 4,356 | 11,068 | 3,567 |
| 39 | 740 | 4,356 | 15,138 | 3,567 |
| 38 | 740 | 4,356 | 19,396 | 3,567 |
| 40 | 740 | 4,356 | 23,876 | 3,567 |
| 41 | 740 | 4,356 | 28,536 | 3,567 |
| 42 | 740 | 4,356 | 33,415 | 3,567 |
| 43 | 740 | 4,356 | 38,483 | 3,567 |
| 44 | 740 | 4,356 | 43,755 | 3,567 |
| 45 | 740 | 4,356 | 43,755 | 3,567 |
| 46 | 3,260 | 4,356 | 76,176 | 3,567 |
| 50 | 3,260 | 4,356 | 76,176 | 3,567 |
| 55 | 3,260 | 4,356 | 117,855 | 3,567 |
| 56 | 7,310 | 4,356 | 117,885 | 3,567 |
| 60 | 7,310 | 4,356 | 170,665 | 3,567 |
| 64 | 7,310 | 4,356 | 170,665 | 3,567 |
| 65 | 7,310 | 4,356 | 234,999 | 3,567 |
| 66 | 20,580 | 4,356 | 234,999 | 3,567 |
| 70 | 20,580 | 4,356 | 306,989 | 3,567 |
| 74 | 20,580 | 4,356 | 306,989 | 3,567 |
| 75 | 20,580 | 4,356 | 386,079 | 3,567 |
| 76 | 72,850 | 4,356 | 386,079 | 3,567 |
| 80 | Policy cancels | 4,356 | 421,596 | 3,567 |
| 85 | Age 80 | 4,356 | 297,805 | 3,567 |
| 90 | 0 | 435,488 | 3,567 | |
| 95 | 0 | 618,905 | 3,997 | |
| 100 | 0 | 879,577 | cancels at | |
| Maximum tax sheltering to $24,692 | Policy cancels Age 100 | |||