 |
 |
 |
 |
 |
 |
 |
 |
 |
  |
$1,000,000 | ||||
INSURANCE COMPARISON FOR AGE 37 | ||||
| AGE | TEN YEAR TERM | UNIVERSAL LIFE | TERM TO AGE 100 | |
| premium | @ 6% | cash value | premium | |
| (A) | (B) | (C) | (D) | |
| 38 | 830 | 4,678 | 3,797 | 3,997 |
| 39 | 830 | 4,678 | 7,764 | 3,997 |
| 40 | 830 | 4,678 | 11,913 | 3,997 |
| 41 | 830 | 4,678 | 16,274 | 3,997 |
| 42 | 830 | 4,678 | 20,812 | 3,997 |
| 43 | 830 | 4,678 | 25,558 | 3,997 |
| 44 | 830 | 4,678 | 30,485 | 3,997 |
| 45 | 830 | 4,678 | 35,606 | 3,997 |
| 46 | 830 | 4,678 | 40,943 | 3,997 |
| 47 | 830 | 4,678 | 46,452 | 3,997 |
| 48 | 3,910 | 4,678 | 46,452 | 3,997 |
| 52 | 3,910 | 4,678 | 79,618 | 3,997 |
| 57 | 3,910 | 4,678 | 121,839 | 3,997 |
| 58 | 9,160 | 4,678 | 121,839 | 3,997 |
| 62 | 9,160 | 4,678 | 173,495 | 3,997 |
| 67 | 9,160 | 4,678 | 230,630 | 3,997 |
| 68 | 24,101 | 4,678 | 230,630 | 3,997 |
| 72 | 24,101 | 4,678 | 288,530 | 3,997 |
| 77 | 24,101 | 4,678 | 324,569 | 3,997 |
| 80 | Policy cancels | 4,678 | 324,569 | 3,997 |
| 82 | Age 80 | 4,678 | 225,449 | 3,997 |
| 87 | 0 | 9,062 | 3,997 | |
| 92 | 0 | 13,221 | 3,997 | |
| 97 | 0 | 18,790 | 3,997 | |
| 100 | 0 | 23,201 | 3,997 | |
| Maximum tax sheltering to $24,692 | Policy cancels Age 100 | |||