|
$1,000,000 |
INSURANCE COMPARISON FOR AGE 40 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
41 | 980 | 5,678 | 4,693 | 4,887 |
42 | 980 | 5,678 | 9,582 | 4,887 |
43 | 980 | 5,678 | 14,700 | 4,887 |
44 | 980 | 5,678 | 20,020 | 4,887 |
45 | 980 | 5,678 | 25,557 | 4,887 |
46 | 980 | 5,678 | 31,336 | 4,887 |
47 | 980 | 5,678 | 37,322 | 4,887 |
48 | 980 | 5,678 | 43,481 | 4,887 |
49 | 980 | 5,678 | 49,816 | 4,887 |
50 | 980 | 5,678 | 56,322 | 4,887 |
51 | 4,910 | 5,678 | 56,322 | 4,887 |
55 | 4,910 | 5,678 | 95,592 | 4,887 |
58 | 4,910 | 5,678 | 95,592 | 4,887 |
60 | 4,910 | 5,678 | 145,996 | 4,887 |
61 | 12,610 | 5,678 | 139,714 | 4,887 |
64 | 12,610 | 5,678 | 139,714 | 4,887 |
65 | 12,610 | 5,678 | 204,192 | 4,887 |
70 | 12,610 | 5,678 | 264,367 | 4,887 |
71 | 36,210 | 5,678 | 264,367 | 4,887 |
75 | 36,210 | 5,678 | 320,353 | 4,887 |
80 | Policy cancels | 5,678 | 306,895 | 4,887 |
85 | Age 80 | 5,678 | 46,723 | 4,887 |
90 | | 0 | 69,533 | 4,887 |
95 | | 0 | 101,442 | 4,887 |
100 | | 0 | 144,167 | 4,887 |
| | Maximum tax sheltering to $27,032 | Policy cancels Age 100 |
|
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