| |
$750,000 |
INSURANCE COMPARISON FOR AGE 43 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 44 | 945 | 5,433 | 4,528 | 4,640 |
| 45 | 945 | 5,433 | 9,250 | 4,640 |
| 46 | 945 | 5,433 | 14,187 | 4,640 |
| 47 | 945 | 5,433 | 19,317 | 4,640 |
| 48 | 945 | 5,433 | 24,613 | 4,640 |
| 49 | 945 | 5,433 | 30,083 | 4,640 |
| 50 | 945 | 5,433 | 35,724 | 4,640 |
| 51 | 945 | 5,433 | 41,549 | 4,640 |
| 52 | 945 | 5,433 | 47,552 | 4,640 |
| 53 | 945 | 5,433 | 53,732 | 4,640 |
| 54 | 4,980 | 5,433 | 53,732 | 4,640 |
| 55 | 4,980 | 5,433 | 53,732 | 4,640 |
| 58 | 4,980 | 5,433 | 91,634 | 4,640 |
| 60 | 4,980 | 5,433 | 91,634 | 4,640 |
| 63 | 4,980 | 5,433 | 139,714 | 4,640 |
| 64 | 13,230 | 5,433 | 139,714 | 4,640 |
| 68 | 15,525 | 5,433 | 193,012 | 4,640 |
| 73 | 15,525 | 5,433 | 252,458 | 4,640 |
| 74 | 41,580 | 5,433 | 252,458 | 4,640 |
| 78 | 41,580 | 5,433 | 299,580 | 4,640 |
| 80 | Policy cancels | 5,433 | 299,580 | 4,640 |
| 83 | Age 80 | 5,433 | 270,099 | 4,640 |
| 88 | | 0 | 271,681 | 4,640 |
| 93 | | 0 | 396,357 | 4,640 |
| 98 | | 0 | 578,250 | 4,640 |
| 100 | | 0 | 665,538 | 4,640 |
| | Maximum tax sheltering to $38,500 | Policy cancels Age 100 |
|
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