|
$750,000 |
INSURANCE COMPARISON FOR AGE 43 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
44 | 945 | 5,433 | 4,528 | 4,640 |
45 | 945 | 5,433 | 9,250 | 4,640 |
46 | 945 | 5,433 | 14,187 | 4,640 |
47 | 945 | 5,433 | 19,317 | 4,640 |
48 | 945 | 5,433 | 24,613 | 4,640 |
49 | 945 | 5,433 | 30,083 | 4,640 |
50 | 945 | 5,433 | 35,724 | 4,640 |
51 | 945 | 5,433 | 41,549 | 4,640 |
52 | 945 | 5,433 | 47,552 | 4,640 |
53 | 945 | 5,433 | 53,732 | 4,640 |
54 | 4,980 | 5,433 | 53,732 | 4,640 |
55 | 4,980 | 5,433 | 53,732 | 4,640 |
58 | 4,980 | 5,433 | 91,634 | 4,640 |
60 | 4,980 | 5,433 | 91,634 | 4,640 |
63 | 4,980 | 5,433 | 139,714 | 4,640 |
64 | 13,230 | 5,433 | 139,714 | 4,640 |
68 | 15,525 | 5,433 | 193,012 | 4,640 |
73 | 15,525 | 5,433 | 252,458 | 4,640 |
74 | 41,580 | 5,433 | 252,458 | 4,640 |
78 | 41,580 | 5,433 | 299,580 | 4,640 |
80 | Policy cancels | 5,433 | 299,580 | 4,640 |
83 | Age 80 | 5,433 | 270,099 | 4,640 |
88 | | 0 | 271,681 | 4,640 |
93 | | 0 | 396,357 | 4,640 |
98 | | 0 | 578,250 | 4,640 |
100 | | 0 | 665,538 | 4,640 |
| | Maximum tax sheltering to $38,500 | Policy cancels Age 100 |
|
|