| |
$750,000 |
INSURANCE COMPARISON FOR AGE 45 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 46 | 1,095 | 5,987 | 4,954 | 5,338 |
| 47 | 1,095 | 5,987 | 10,100 | 5,338 |
| 48 | 1,095 | 5,987 | 15,413 | 5,338 |
| 49 | 1,095 | 5,987 | 20,897 | 5,338 |
| 50 | 1,095 | 5,987 | 26,552 | 5,338 |
| 51 | 1,095 | 5,987 | 32,390 | 5,338 |
| 52 | 1,095 | 5,987 | 38,403 | 5,338 |
| 53 | 1,095 | 5,987 | 44,592 | 5,338 |
| 54 | 1,095 | 5,987 | 50,957 | 5,338 |
| 55 | 1,095 | 5,987 | 57,548 | 5,338 |
| 58 | 5,887 | 5,987 | 57,548 | 5,338 |
| 59 | 5,887 | 5,987 | 57,548 | 5,338 |
| 60 | 5,887 | 5,987 | 97,707 | 5,338 |
| 65 | 5,887 | 5,987 | 146,019 | 5,338 |
| 66 | 5,887 | 5,987 | 146,019 | 5,338 |
| 67 | 5,887 | 5,987 | 146,019 | 5,338 |
| 68 | 15,525 | 5,987 | 146,019 | 5,338 |
| 69 | 15,525 | 5,987 | 146,019 | 5,338 |
| 70 | 15,525 | 5,987 | 196,105 | 5,338 |
| 75 | 15,525 | 5,987 | 245,248 | 5,338 |
| 77 | 15,525 | 5,987 | 245,248 | 5,338 |
| 78 | 54,982 | 5,987 | 245,248 | 5,338 | 80 | Policy cancels | 5,987 | 248,423 | 5,338 |
| 85 | Age 80 | 5,987 | 92,435 | 5,338 |
| 90 | | 0 | 137,195 | 5,338 |
| 95 | | 0 | 200,156 | 5,338 |
| 100 | | 0 | 292,008 | 5,338 |
| | Maximum tax sheltering to $41,622 | Policy cancels Age 100 |
|
|