|
$750,000 |
INSURANCE COMPARISON FOR AGE 45 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
46 | 1,095 | 5,987 | 4,954 | 5,338 |
47 | 1,095 | 5,987 | 10,100 | 5,338 |
48 | 1,095 | 5,987 | 15,413 | 5,338 |
49 | 1,095 | 5,987 | 20,897 | 5,338 |
50 | 1,095 | 5,987 | 26,552 | 5,338 |
51 | 1,095 | 5,987 | 32,390 | 5,338 |
52 | 1,095 | 5,987 | 38,403 | 5,338 |
53 | 1,095 | 5,987 | 44,592 | 5,338 |
54 | 1,095 | 5,987 | 50,957 | 5,338 |
55 | 1,095 | 5,987 | 57,548 | 5,338 |
58 | 5,887 | 5,987 | 57,548 | 5,338 |
59 | 5,887 | 5,987 | 57,548 | 5,338 |
60 | 5,887 | 5,987 | 97,707 | 5,338 |
65 | 5,887 | 5,987 | 146,019 | 5,338 |
66 | 5,887 | 5,987 | 146,019 | 5,338 |
67 | 5,887 | 5,987 | 146,019 | 5,338 |
68 | 15,525 | 5,987 | 146,019 | 5,338 |
69 | 15,525 | 5,987 | 146,019 | 5,338 |
70 | 15,525 | 5,987 | 196,105 | 5,338 |
75 | 15,525 | 5,987 | 245,248 | 5,338 |
77 | 15,525 | 5,987 | 245,248 | 5,338 |
78 | 54,982 | 5,987 | 245,248 | 5,338 | 80 | Policy cancels | 5,987 | 248,423 | 5,338 |
85 | Age 80 | 5,987 | 92,435 | 5,338 |
90 | | 0 | 137,195 | 5,338 |
95 | | 0 | 200,156 | 5,338 |
100 | | 0 | 292,008 | 5,338 |
| | Maximum tax sheltering to $41,622 | Policy cancels Age 100 |
|
|