| |
$600,000 |
INSURANCE COMPARISON FOR AGE 50 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 51 | 1,236 | 6,545 | 5,177 | 5,969 |
| 52 | 1,236 | 6,545 | 10,520 | 5,969 |
| 53 | 1,236 | 6,545 | 16,032 | 6,969 |
| 54 | 1,236 | 6,545 | 21,714 | 5,969 |
| 55 | 1,236 | 6,545 | 27,611 | 5,969 |
| 56 | 1,236 | 6,545 | 33,727 | 5,969 |
| 57 | 1,236 | 6,545 | 40,039 | 5,969 |
| 58 | 1,236 | 6,545 | 46,530 | 5,969 |
| 59 | 1,236 | 6,545 | 53,184 | 5,969 |
| 60 | 1,236 | 6,545 | 60,055 | 5,969 |
| 61 | 7,890 | 6,545 | 60,055 | 5,969 |
| 65 | 7,890 | 6,545 | 99,017 | 5,969 |
| 68 | 7,890 | 6,545 | 99,017 | 5,969 |
| 70 | 7,890 | 6,545 | 140,371 | 5,969 |
| 71 | 21,870 | 6,545 | 140,371 | 5,969 |
| 73 | 21,870 | 6,545 | 140,371 | 5,969 |
| 75 | 21,870 | 6,545 | 178,804 | 5,969 |
| 78 | 21,870 | 6,545 | 178,804 | 5,969 |
| 80 | Policy cancels | 6,545 | 176,129 | 5,969 |
| 85 | Age 80 | 6,545 | 32,951 | 5,969 |
| 90 | | 0 | 49,437 | 5,969 |
| 95 | | 0 | 72,812 | 5,969 |
| 100 | | 0 | 106,225 | 5,969 |
| | | | |
| | Maximum tax sheltering to $39,602 | Policy cancels Age 100 |
|
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