|
$600,000 |
INSURANCE COMPARISON FOR AGE 50 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
51 | 1,236 | 6,545 | 5,177 | 5,969 |
52 | 1,236 | 6,545 | 10,520 | 5,969 |
53 | 1,236 | 6,545 | 16,032 | 6,969 |
54 | 1,236 | 6,545 | 21,714 | 5,969 |
55 | 1,236 | 6,545 | 27,611 | 5,969 |
56 | 1,236 | 6,545 | 33,727 | 5,969 |
57 | 1,236 | 6,545 | 40,039 | 5,969 |
58 | 1,236 | 6,545 | 46,530 | 5,969 |
59 | 1,236 | 6,545 | 53,184 | 5,969 |
60 | 1,236 | 6,545 | 60,055 | 5,969 |
61 | 7,890 | 6,545 | 60,055 | 5,969 |
65 | 7,890 | 6,545 | 99,017 | 5,969 |
68 | 7,890 | 6,545 | 99,017 | 5,969 |
70 | 7,890 | 6,545 | 140,371 | 5,969 |
71 | 21,870 | 6,545 | 140,371 | 5,969 |
73 | 21,870 | 6,545 | 140,371 | 5,969 |
75 | 21,870 | 6,545 | 178,804 | 5,969 |
78 | 21,870 | 6,545 | 178,804 | 5,969 |
80 | Policy cancels | 6,545 | 176,129 | 5,969 |
85 | Age 80 | 6,545 | 32,951 | 5,969 |
90 | | 0 | 49,437 | 5,969 |
95 | | 0 | 72,812 | 5,969 |
100 | | 0 | 106,225 | 5,969 |
| | | | |
| | Maximum tax sheltering to $39,602 | Policy cancels Age 100 |
|
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