| |
$500,000 |
INSURANCE COMPARISON FOR AGE 53 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 54 | 1,440 | 6,654 | 5,139 | 6,187 |
| 55 | 1,440 | 6,654 | 10,480 | 6,184 |
| 56 | 1,440 | 6,654 | 16,028 | 6,969 |
| 57 | 1,440 | 6,654 | 21,764 | 6,184 |
| 58 | 1,440 | 6,654 | 27,675 | 6,184 |
| 59 | 1,440 | 6,654 | 33,750 | 6,184 |
| 60 | 1,440 | 6,654 | 40,037 | 6,184 |
| 61 | 1,440 | 6,654 | 46,411 | 6,184 |
| 62 | 1,440 | 6,654 | 52,844 | 6,184 |
| 63 | 1,440 | 6,654 | 59,301 | 6,184 |
| 64 | 8,820 | 6,654 | 59,301 | 6,184 |
| 68 | 8,820 | 6,654 | 94,490 | 6,184 |
| 70 | 8,820 | 6,654 | 94,490 | 6,184 |
| 73 | 8,820 | 6,654 | 131,922 | 6,184 |
| 74 | 27,720 | 6,654 | 131,922 | 6,184 |
| 78 | 27,720 | 6,654 | 152,887 | 6,184 |
| 80 | Policy cancels | 6,654 | 152,887 | 6,184 |
| 88 | Age 80 | 0 | 41,796 | 6,184 |
| 93 | | 0 | 61,558 | 6,184 |
| 98 | | 0 | 90,663 | 6,184 |
| 100 | | 0 | 105,449 | 6,184 |
| | Maximum tax sheltering to $35,100 | Policy cancels Age 100 |
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