| |
$350,000 |
INSURANCE COMPARISON FOR AGE 55 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 56 | 1,225 | 5,433 | 4,185 | 5,016 |
| 57 | 1,225 | 5,433 | 8,520 | 5,016 |
| 58 | 1,225 | 5,433 | 12,992 | 5,016 |
| 59 | 1,225 | 5,433 | 17,597 | 5,016 |
| 60 | 1,225 | 5,433 | 22,370 | 5,016 |
| 61 | 1,225 | 5,433 | 27,223 | 5,016 |
| 62 | 1,225 | 5,433 | 32,138 | 5,016 |
| 63 | 1,225 | 5,433 | 37,091 | 5,016 |
| 64 | 1,225 | 5,433 | 42,051 | 5,016 |
| 65 | 1,225 | 5,433 | 47,016 | 5,016 |
| 66 | 7,749 | 5,433 | 47,016 | 5,016 |
| 67 | 7,749 | 5,433 | 47,016 | 5,016 |
| 70 | 7,749 | 5,433 | 73,648 | 5,016 |
| 75 | 7,749 | 5,433 | 100,438 | 5,016 |
| 76 | 25,837 | 5,433 | 100,438 | 5,016 |
| 77 | 25,837 | 5,433 | 100,438 | 5,016 |
| 80 | Policy cancels | 5,433 | 103,882 | 5,016 |
| 85 | Age 80 | 5,433 | 29,753 | 5,016 |
| 90 | | 0 | 43,871 | 5,016 |
| 95 | | 0 | 64,614 | 5,016 |
| 100 | | 0 | 95,165 | 5,016 |
| | Maximum tax sheltering to $26,355 | Policy cancels Age 100 |
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