|
$350,000 |
INSURANCE COMPARISON FOR AGE 55 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
56 | 1,225 | 5,433 | 4,185 | 5,016 |
57 | 1,225 | 5,433 | 8,520 | 5,016 |
58 | 1,225 | 5,433 | 12,992 | 5,016 |
59 | 1,225 | 5,433 | 17,597 | 5,016 |
60 | 1,225 | 5,433 | 22,370 | 5,016 |
61 | 1,225 | 5,433 | 27,223 | 5,016 |
62 | 1,225 | 5,433 | 32,138 | 5,016 |
63 | 1,225 | 5,433 | 37,091 | 5,016 |
64 | 1,225 | 5,433 | 42,051 | 5,016 |
65 | 1,225 | 5,433 | 47,016 | 5,016 |
66 | 7,749 | 5,433 | 47,016 | 5,016 |
67 | 7,749 | 5,433 | 47,016 | 5,016 |
70 | 7,749 | 5,433 | 73,648 | 5,016 |
75 | 7,749 | 5,433 | 100,438 | 5,016 |
76 | 25,837 | 5,433 | 100,438 | 5,016 |
77 | 25,837 | 5,433 | 100,438 | 5,016 |
80 | Policy cancels | 5,433 | 103,882 | 5,016 |
85 | Age 80 | 5,433 | 29,753 | 5,016 |
90 | | 0 | 43,871 | 5,016 |
95 | | 0 | 64,614 | 5,016 |
100 | | 0 | 95,165 | 5,016 |
| | Maximum tax sheltering to $26,355 | Policy cancels Age 100 |
|
|