| |
$350,000 |
INSURANCE COMPARISON FOR AGE 57 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 58 | 1,540 | 6,233 | 4,770 | 5,688 |
| 59 | 1,540 | 6,233 | 9,688 | 5,688 |
| 60 | 1,540 | 6,233 | 14,791 | 5,688 |
| 61 | 1,540 | 6,233 | 19,992 | 5,688 |
| 62 | 1,540 | 6,233 | 25,271 | 5,688 |
| 63 | 1,540 | 6,233 | 30,608 | 5,688 |
| 64 | 1,540 | 6,233 | 35,972 | 5,688 |
| 65 | 1,540 | 6,233 | 41,363 | 5,688 |
| 66 | 1,540 | 6,233 | 46,730 | 5,688 |
| 67 | 1,540 | 6,233 | 51,877 | 5,688 |
| 68 | 8,795 | 6,233 | 51,877 | 5,688 |
| 72 | 8,795 | 6,233 | 80,723 | 5,688 |
| 77 | 8,795 | 6,233 | 104,893 | 5,688 |
| 78 | 34,130 | 6,233 | 104,893 | 5,688 |
| 80 | Policy cancels | 6,233 | 100,438 | 5,688 |
| 82 | Age 80 | 6,233 | 89,068 | 5,668 |
| 87 | | 0 | 42,006 | 5,668 |
| 92 | | 0 | 61,284 | 5,668 |
| 97 | | 0 | 90,260 | 5,668 |
| 100 | | 0 | 113,863 | 5,668 |
| | Maximum tax sheltering to $27,894 | Policy cancels Age 100 |
|
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