| |
$250,000 |
INSURANCE COMPARISON FOR AGE 60 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 61 | 1,335 | 5,543 | 3,942 | 4,972 |
| 62 | 1,335 | 5,543 | 7,949 | 4,972 |
| 63 | 1,335 | 5,543 | 12,013 | 4,972 |
| 64 | 1,335 | 5,543 | 16,120 | 4,972 |
| 65 | 1,335 | 5,543 | 20,261 | 4,972 |
| 66 | 1,335 | 5,543 | 24,383 | 4,972 |
| 67 | 1,335 | 5,543 | 28,348 | 4,972 |
| 68 | 1,335 | 5,543 | 32,306 | 4,972 |
| 69 | 1,335 | 5,543 | 36,274 | 4,972 |
| 70 | 1,335 | 5,543 | 40,262 | 4,972 |
| 71 | 9,175 | 5,543 | 40,262 | 4,972 |
| 75 | 9,175 | 5,533 | 60,798 | 4,972 |
| 80 | Policy cancels | 5,543 | 64,462 | 4,972 |
| 85 | Age 80 | 5,543 | 8,592 | 4,972 |
| 90 | | 0 | 12,728 | 4,972 |
| 95 | | 0 | 18,569 | 4,972 |
| 100 | | 0 | 27,947 | 4,972 |
| | Maximum tax sheltering to $21,947 | Policy cancels Age 100 |
|
|