| |
$250,000 |
INSURANCE COMPARISON FOR AGE 63 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 64 | 1,850 | 6,788 | 4,594 | 6,147 |
| 65 | 1,850 | 6,788 | 9,243 | 6,147 |
| 66 | 1,850 | 6,788 | 13,895 | 6,147 |
| 67 | 1,850 | 6,788 | 18,410 | 6,147 |
| 68 | 1,850 | 6,788 | 22,948 | 6,147 |
| 69 | 1,850 | 6,788 | 27,527 | 6,147 |
| 70 | 1,850 | 6,788 | 32,164 | 6,147 |
| 71 | 1,850 | 6,788 | 36,810 | 6,147 |
| 72 | 1,850 | 6,788 | 41,513 | 6,147 |
| 73 | 1,850 | 6,788 | 46,000 | 6,147 |
| 78 | 13,995 | 6,788 | 62,284 | 6,147 |
| 80 | Policy cancels | 6,788 | 62,284 | 6,147 |
| 83 | Age 80 | 6,788 | 41,073 | 6,147 |
| 88 | | 0 | 13,790 | 6,147 |
| 93 | | 0 | 19,928 | 6,147 |
| 98 | | 0 | 29,073 | 6,147 |
| 100 | | 0 | 33,994 | 6,147 |
| | Maximum tax sheltering to $24,267 | Policy cancels Age 100 |
|
|