| |
$100,000 |
INSURANCE COMPARISON FOR AGE 65 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 66 | 1,103 | 3,444 | 2,298 | 3,039 |
| 67 | 1,103 | 3,444 | 4,568 | 3,039 |
| 68 | 1,103 | 3,444 | 6,878 | 3,039 |
| 69 | 1,103 | 3,444 | 9,241 | 3,039 |
| 70 | 1,103 | 3,444 | 11,667 | 3,039 |
| 71 | 1,103 | 3,444 | 14,140 | 3,039 |
| 72 | 1,103 | 3,444 | 16,687 | 3,039 |
| 73 | 1,103 | 3,444 | 19,205 | 3,039 |
| 74 | 1,103 | 3,444 | 21,621 | 3,039 |
| 75 | 1,103 | 3,444 | 23,895 | 3,039 |
| 76 | 8,704 | 3,444 | 23,895 | 3,039 |
| 80 | Policy cancels | 3,444 | 32,685 | 3,039 |
| 85 | Age 80 | 3,444 | 29,262 | 3,039 |
| 90 | | 0 | 41,963 | 3,039 |
| 95 | | 0 | 60,640 | 3,039 |
| 100 | | 0 | 88,469 | 3,039 |
| | Maximum tax sheltering to $10,516 | Policy cancels Age 100 |
|
|