| |
$100,000 |
INSURANCE COMPARISON FOR AGE 67 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 68 | 1,949 | 3,876 | 2,425 | 3,426 |
| 69 | 1,949 | 3,876 | 4,906 | 3,426 |
| 70 | 1,949 | 3,876 | 7,453 | 3,426 |
| 71 | 1,949 | 3,876 | 10,052 | 3,426 |
| 72 | 1,949 | 3,876 | 12,727 | 3,426 |
| 73 | 1,949 | 3,876 | 15,374 | 3,426 |
| 74 | 1,949 | 3,876 | 17,915 | 3,426 |
| 75 | 1,949 | 3,876 | 20,310 | 3,426 |
| 76 | 1,949 | 3,876 | 22,514 | 3,426 |
| 77 | 1,949 | 3,876 | 24,451 | 3,426 |
| 78 | 15,339 | 3,876 | 24,451 | 3,426 |
| 79 | 15,339 | 3,876 | 24,451 | 3,426 |
| 80 | Policy cancels | 3,876 | 24,451 | 3,426 |
| 82 | Age 80 | 0 | 28,316 | 3,426 |
| 87 | | 0 | 2,983 | 3,426 |
| 92 | | 0 | 4,398 | 3,426 |
| 97 | | 0 | 6,356 | 3,426 |
| 100 | | 0 | 7,972 | 3,426 |
| | Maximum tax sheltering to $11,500 | Policy cancels Age 100 |
|
|