| |
$600,000 |
INSURANCE COMPARISON FOR AGE 47 |
| AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
| 48 | 996 | 5,345 | 4,313 | 4,961 |
| 49 | 996 | 5,345 | 8,766 | 4,961 |
| 50 | 996 | 5,345 | 13,358 | 4,961 |
| 51 | 996 | 5,345 | 18,098 | 4,961 |
| 52 | 996 | 5,345 | 22,982 | 4,961 |
| 53 | 996 | 5,345 | 28,008 | 4,961 |
| 54 | 996 | 5,345 | 33,177 | 4,961 |
| 55 | 996 | 5,345 | 38,530 | 4,961 |
| 56 | 996 | 5,345 | 44,070 | 4,961 |
| 57 | 996 | 5,345 | 49,774 | 4,961 |
| 58 | 5,664 | 5,345 | 49,774 | 4,961 |
| 62 | 5,664 | 5,345 | 83,712 | 4,961 |
| 65 | 5,664 | 5,345 | 83,712 | 4,961 |
| 67 | 5,664 | 5,345 | 121,796 | 4,961 |
| 68 | 14,622 | 5,345 | 121,796 | 4,961 |
| 72 | 14,622 | 5,345 | 159,545 | 4,961 |
| 75 | 14,622 | 5,345 | 159,545 | 4,961 |
| 77 | 14,622 | 5,345 | 183,848 | 4,961 |
| 78 | 58,176 | 5,345 | 183,848 | 4,961 |
| 80 | policy cancels | 5,345 | 183,848 | 4,961 |
| 82 | Age 80 | 5,345 | 129,539 | 4,961 |
| 87 | | 0 | 7,762 | 4,961 |
| 92 | | 0 | 11,432 | 4,961 |
| 97 | | 0 | 16,679 | 4,961 |
| 100 | | 0 | 20,921 | 4,961 |
| | Maximum tax sheltering to $36,100 | Policy cancels Age 100 |
|
|