|
$600,000 |
INSURANCE COMPARISON FOR AGE 47 |
AGE |
TEN YEAR TERM |
UNIVERSAL LIFE |
TERM TO AGE 100 |
|
premium |
@ 6% |
cash value |
premium |
|
(A) |
(B) |
(C) |
(D) |
|
48 | 996 | 5,345 | 4,313 | 4,961 |
49 | 996 | 5,345 | 8,766 | 4,961 |
50 | 996 | 5,345 | 13,358 | 4,961 |
51 | 996 | 5,345 | 18,098 | 4,961 |
52 | 996 | 5,345 | 22,982 | 4,961 |
53 | 996 | 5,345 | 28,008 | 4,961 |
54 | 996 | 5,345 | 33,177 | 4,961 |
55 | 996 | 5,345 | 38,530 | 4,961 |
56 | 996 | 5,345 | 44,070 | 4,961 |
57 | 996 | 5,345 | 49,774 | 4,961 |
58 | 5,664 | 5,345 | 49,774 | 4,961 |
62 | 5,664 | 5,345 | 83,712 | 4,961 |
65 | 5,664 | 5,345 | 83,712 | 4,961 |
67 | 5,664 | 5,345 | 121,796 | 4,961 |
68 | 14,622 | 5,345 | 121,796 | 4,961 |
72 | 14,622 | 5,345 | 159,545 | 4,961 |
75 | 14,622 | 5,345 | 159,545 | 4,961 |
77 | 14,622 | 5,345 | 183,848 | 4,961 |
78 | 58,176 | 5,345 | 183,848 | 4,961 |
80 | policy cancels | 5,345 | 183,848 | 4,961 |
82 | Age 80 | 5,345 | 129,539 | 4,961 |
87 | | 0 | 7,762 | 4,961 |
92 | | 0 | 11,432 | 4,961 |
97 | | 0 | 16,679 | 4,961 |
100 | | 0 | 20,921 | 4,961 |
| | Maximum tax sheltering to $36,100 | Policy cancels Age 100 |
|
|